Terms and Conditions

By accessing or using the Kravellux Zorvianis website, tools, or related services (collectively, the "Services"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you should not use the Services. Continued use of the Services following any posted update constitutes acceptance of the revised Terms.

Kravellux Zorvianis provides AI-assisted informational tools intended to support long-term investment planning and decision-making. The Services are designed to present analysis, illustrative scenarios, and general information. Nothing generated, displayed, or communicated through the Services constitutes personalised financial, investment, legal, or tax advice, and no output should be relied upon as a substitute for advice from a licensed professional.

Any content, projections, or scenario modelling provided through the Services is for general informational purposes only. Kravellux Zorvianis does not guarantee the accuracy, completeness, or suitability of any information for your individual circumstances, and does not guarantee any particular financial outcome, return, or result. You are solely responsible for evaluating the information provided and for any decisions made in reliance on it. We recommend consulting an appropriately licensed financial adviser before making investment decisions.

You must be of legal age in your jurisdiction to use the Services. If you create an account or submit information through a form on this website, you are responsible for ensuring that the information provided is accurate and for maintaining the confidentiality of any credentials associated with your use of the Services. You agree to notify us promptly of any unauthorised use of your account, where applicable.

You agree not to misuse the Services, including but not limited to: attempting to gain unauthorised access to any system or data; interfering with the normal operation of the Services; reverse-engineering or attempting to extract underlying models or methodologies; using the Services for unlawful purposes; or submitting false, misleading, or fraudulent information through any form or communication channel.

All content, design elements, text, graphics, logos, and software associated with the Services are the property of Kravellux Zorvianis or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in such materials beyond a limited, non-exclusive, non-transferable licence to access and use the Services for their intended purpose.

The Services may reference or link to third-party websites, tools, or resources that are not owned or controlled by Kravellux Zorvianis. We are not responsible for the content, accuracy, or practices of any third-party resources, and inclusion of any link does not imply endorsement.

To the fullest extent permitted by applicable law, Kravellux Zorvianis and its representatives shall not be liable for any indirect, incidental, consequential, or special damages arising from your access to or use of the Services, including but not limited to financial loss, loss of data, or loss of opportunity, even if advised of the possibility of such damages. The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied.

You agree to indemnify and hold harmless Kravellux Zorvianis and its representatives from any claims, losses, liabilities, or expenses (including reasonable legal fees) arising out of your use of the Services, your violation of these Terms, or your violation of any rights of a third party.

Kravellux Zorvianis reserves the right to modify, suspend, or discontinue any part of the Services at any time without prior notice. We may also update these Terms from time to time, with the revised version taking effect upon posting to this page. It is your responsibility to review these Terms periodically.

We reserve the right to suspend or terminate your access to the Services at our discretion, including in cases of suspected violation of these Terms, without liability to you.

These Terms are intended to be governed by the laws applicable in the jurisdiction in which Kravellux Zorvianis operates, without regard to conflict-of-law principles. This section is a placeholder and should be reviewed and finalised to reflect the appropriate governing jurisdiction for your business.

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.

Questions regarding these Terms should be directed through the contact details provided on our website. This document is a general template and should be reviewed by qualified legal counsel prior to publication to ensure it accurately reflects the operations and obligations of Kravellux Zorvianis.